Pendleton County, West Virginia: hazard risk
FEMA rates Pendleton County's overall risk Very Low (score 30.1 of 100, higher than 30% of rated U.S. counties). Its storm record holds 908 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 88.2 | $46K |
| Avalanche | Relatively Low | 74.0 | $11K |
| Hurricane | Relatively Low | 60.8 | $227K |
| Riverine Flooding | Relatively Low | 58.5 | $8.6M |
| Drought | Relatively Low | 47.1 | $121K |
| Winter Weather | Relatively Low | 28.4 | $28K |
| Cold Wave | Relatively Low | 27.4 | $368K |
| Strong Wind | Relatively Low | 22.6 | $210K |
| Wildfire | Very Low | 26.8 | $12K |
| Earthquake | Very Low | 18.7 | $25K |
| Hail | Very Low | 18.4 | $65K |
| Lightning | Very Low | 18.2 | $62K |
| Ice Storm | Very Low | 10.9 | $6K |
| Tornado | Very Low | 6.5 | $31K |
| Heat Wave | Very Low | 3.7 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 464 | 0 | $7.3M | 8th of 53 | 113th of 3,077 |
| Extreme cold | 167 | 0 | – | 8th of 53 | 75th of 3,076 |
| Severe thunderstorm wind | 67 | 0 | $227K | 52nd of 53 | 2451st of 3,080 |
| Floods | 56 | 1 | $31M | 52nd of 53 | 1351st of 3,080 |
| High wind and dust storms | 53 | 0 | $874K | 31st of 53 | 704th of 3,080 |
| Hail | 30 | 0 | – | 51st of 53 | 2639th of 3,080 |
| Drought | 10 | 0 | – | 51st of 53 | 1831st of 3,063 |
| Heavy rain | 8 | 0 | – | 46th of 53 | 786th of 3,080 |
| Heat | 7 | 0 | – | 42nd of 53 | 1476th of 3,076 |
| Tornadoes | 2 | 0 | $14K | 39th of 53 | 2754th of 3,080 |
| Wildfires | 1 | 0 | $16K | 15th of 53 | 1025th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Pendleton County record: every hazard by year and month, the deadliest events and FEMA's declarations.