Pepin County, Wisconsin: hazard risk
FEMA rates Pepin County's overall risk Very Low (score 7.2 of 100, higher than 7% of rated U.S. counties). Its storm record holds 260 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Low | 73.9 | $9K |
| Hail | Relatively Low | 50.1 | $274K |
| Strong Wind | Relatively Low | 37.0 | $391K |
| Cold Wave | Relatively Low | 34.8 | $553K |
| Drought | Relatively Low | 34.5 | $40K |
| Tornado | Relatively Low | 30.9 | $566K |
| Heat Wave | Very Low | 22.9 | $83K |
| Riverine Flooding | Very Low | 16.2 | $2.0M |
| Ice Storm | Very Low | 15.8 | $11K |
| Winter Weather | Very Low | 14.4 | $12K |
| Lightning | Very Low | 14.2 | $51K |
| Wildfire | Very Low | 2.2 | $877 |
| Earthquake | Very Low | 1.1 | $1K |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 96 | 0 | $677K | 10th of 72 | 176th of 3,077 |
| Severe thunderstorm wind | 61 | 0 | $9.8M | 19th of 72 | 1402nd of 3,080 |
| Hail | 44 | 0 | $2.5M | 13th of 72 | 949th of 3,080 |
| Floods | 15 | 0 | $18M | 16th of 72 | 1215th of 3,080 |
| Extreme cold | 12 | 0 | – | 17th of 72 | 466th of 3,076 |
| Heat | 9 | 0 | – | 21st of 72 | 644th of 3,076 |
| Heavy rain | 8 | 0 | – | 16th of 72 | 539th of 3,080 |
| Tornadoes | 7 | 0 | $4.3M | 31st of 72 | 1543rd of 3,080 |
| High wind and dust storms | 3 | 0 | $156 | 44th of 72 | 2171st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Pepin County record: every hazard by year and month, the deadliest events and FEMA's declarations.