Platte County, Missouri: hazard risk
FEMA rates Platte County's overall risk Relatively Low (score 71.4 of 100, higher than 71% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by winter weather, ice storm, strong wind. Its storm record holds 847 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 87.3 | $525K |
| Ice Storm | Relatively High | 85.0 | $964K |
| Strong Wind | Relatively High | 84.9 | $2.5M |
| Heat Wave | Relatively Moderate | 90.2 | $4.9M |
| Hail | Relatively Moderate | 90.0 | $2.8M |
| Tornado | Relatively Moderate | 88.0 | $10M |
| Cold Wave | Relatively Moderate | 82.4 | $6.8M |
| Lightning | Relatively Moderate | 62.8 | $594K |
| Landslide | Relatively Low | 83.0 | $38K |
| Riverine Flooding | Relatively Low | 65.9 | $18M |
| Drought | Relatively Low | 57.1 | $370K |
| Wildfire | Very Low | 60.6 | $139K |
| Earthquake | Very Low | 42.1 | $275K |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 321 | 0 | $2.0M | 5th of 114 | 34th of 3,080 |
| Severe thunderstorm wind | 270 | 0 | $910K | 7th of 114 | 373rd of 3,080 |
| Floods | 111 | 0 | $9.2M | 25th of 114 | 274th of 3,080 |
| Winter storms | 60 | 3 | $8.9M | 14th of 114 | 1059th of 3,077 |
| Heat | 23 | 1 | – | 43rd of 114 | 491st of 3,076 |
| Drought | 21 | 0 | – | 33rd of 114 | 941st of 3,063 |
| Tornadoes | 19 | 0 | $68M | 65th of 114 | 1495th of 3,080 |
| Extreme cold | 11 | 0 | – | 18th of 114 | 927th of 3,076 |
| High wind and dust storms | 7 | 0 | – | 21st of 114 | 1970th of 3,080 |
| Heavy rain | 2 | 0 | – | 72nd of 114 | 1807th of 3,080 |
| Lightning | 1 | 0 | $151K | 52nd of 114 | 1781st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Platte County record: every hazard by year and month, the deadliest events and FEMA's declarations.