Putnam County, Georgia: hazard risk
FEMA rates Putnam County's overall risk Relatively Low (score 53.3 of 100, higher than 53% of rated U.S. counties). Its storm record holds 293 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 83.6 | $800K |
| Hurricane | Relatively Low | 71.7 | $483K |
| Riverine Flooding | Relatively Low | 67.9 | $8.3M |
| Ice Storm | Relatively Low | 58.7 | $87K |
| Hail | Relatively Low | 56.7 | $235K |
| Heat Wave | Relatively Low | 56.6 | $349K |
| Tornado | Relatively Low | 49.4 | $843K |
| Strong Wind | Relatively Low | 40.5 | $291K |
| Cold Wave | Relatively Low | 29.9 | $286K |
| Lightning | Relatively Low | 27.4 | $68K |
| Wildfire | Very Low | 63.1 | $72K |
| Earthquake | Very Low | 59.3 | $302K |
| Landslide | Very Low | 26.5 | $155 |
| Winter Weather | Very Low | 9.2 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 108 | 0 | $951K | 121st of 159 | 1155th of 3,080 |
| Hail | 47 | 0 | $824K | 69th of 159 | 1439th of 3,080 |
| Drought | 33 | 0 | $5.3M | 83rd of 159 | 328th of 3,063 |
| Floods | 21 | 0 | $459K | 65th of 159 | 1666th of 3,080 |
| Hurricanes and tropical storms | 17 | 0 | $90K | 59th of 159 | 114th of 1,849 |
| Extreme cold | 14 | 0 | – | 56th of 159 | 638th of 3,076 |
| Winter storms | 14 | 0 | $273K | 71st of 159 | 2380th of 3,077 |
| Heat | 11 | 0 | – | 58th of 159 | 743rd of 3,076 |
| High wind and dust storms | 7 | 0 | $459K | 64th of 159 | 1788th of 3,080 |
| Tornadoes | 7 | 4 | $55M | 142nd of 159 | 2126th of 3,080 |
| Wildfires | 6 | 0 | $12K | 10th of 159 | 164th of 2,972 |
| Lightning | 4 | 0 | $948K | 95th of 159 | 820th of 3,080 |
| Heavy rain | 2 | 0 | – | 105th of 159 | 1247th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Putnam County record: every hazard by year and month, the deadliest events and FEMA's declarations.