Putnam County, Ohio: hazard risk
FEMA rates Putnam County's overall risk Very Low (score 32.9 of 100, higher than 32% of rated U.S. counties). Its storm record holds 400 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 53.1 | $800K |
| Hail | Relatively Low | 67.8 | $671K |
| Ice Storm | Relatively Low | 58.4 | $164K |
| Riverine Flooding | Relatively Low | 52.8 | $9.4M |
| Tornado | Relatively Low | 48.5 | $1.6M |
| Winter Weather | Relatively Low | 43.9 | $69K |
| Lightning | Relatively Low | 30.5 | $146K |
| Cold Wave | Relatively Low | 26.7 | $475K |
| Earthquake | Very Low | 53.6 | $435K |
| Hurricane | Very Low | 40.2 | $39K |
| Landslide | Very Low | 27.5 | $326 |
| Heat Wave | Very Low | 25.9 | $139K |
| Wildfire | Very Low | 2.3 | $1K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 161 | 1 | $2.5M | 79th of 88 | 1198th of 3,080 |
| Hail | 88 | 0 | $2.0M | 39th of 88 | 1053rd of 3,080 |
| Winter storms | 79 | 0 | $137K | 47th of 88 | 888th of 3,077 |
| Tornadoes | 26 | 2 | $37M | 18th of 88 | 692nd of 3,080 |
| High wind and dust storms | 21 | 0 | $153K | 54th of 88 | 1043rd of 3,080 |
| Floods | 19 | 1 | $1.4M | 83rd of 88 | 1822nd of 3,080 |
| Extreme cold | 5 | 0 | $38K | 56th of 88 | 1737th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Putnam County record: every hazard by year and month, the deadliest events and FEMA's declarations.