Queen Anne's County, Maryland: hazard risk

FEMA rates Queen Anne's County's overall risk Very Low (score 35.6 of 100, higher than 35% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 883 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Queen Anne's County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively High92.5$2.2M
Coastal FloodingRelatively Moderate67.2$1.0M
Winter WeatherRelatively Moderate64.1$117K
HurricaneRelatively Low78.5$1.8M
Heat WaveRelatively Low58.0$602K
Strong WindRelatively Low48.5$593K
LightningRelatively Low39.5$177K
Ice StormRelatively Low37.0$52K
TornadoRelatively Low33.2$691K
Cold WaveRelatively Low23.9$338K
WildfireVery Low59.6$92K
EarthquakeVery Low54.3$387K
Riverine FloodingVery Low34.2$4.5M
HailVery Low29.9$133K
LandslideVery Low19.8$127

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind2380$1.1M16th of 23312th of 3,080
Winter storms1481$513K13th of 23192nd of 3,077
High wind and dust storms1110$1.6M5th of 2371st of 3,080
Heat820–7th of 2370th of 3,076
Heavy rain800–3rd of 2330th of 3,080
Drought620–4th of 2377th of 3,063
Floods520$9.7M15th of 23594th of 3,080
Extreme cold270$125K16th of 23272nd of 3,076
Hail200–23rd of 232569th of 3,080
Tornadoes120$2.2M13th of 231582nd of 3,080
Lightning110$123K12th of 23253rd of 3,080
Hurricanes and tropical storms51$60M11th of 23406th of 1,849
Rip currents and high surf40–4th of 23104th of 2,080
Wildfires20–6th of 23486th of 2,972

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Queen Anne's County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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