Rabun County, Georgia: hazard risk
FEMA rates Rabun County's overall risk Relatively Low (score 45.3 of 100, higher than 45% of rated U.S. counties). Its storm record holds 426 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 92.8 | $58K |
| Lightning | Relatively Moderate | 80.6 | $516K |
| Cold Wave | Relatively Moderate | 75.7 | $1.9M |
| Ice Storm | Relatively Moderate | 61.5 | $101K |
| Wildfire | Relatively Low | 64.1 | $79K |
| Hurricane | Relatively Low | 61.6 | $170K |
| Riverine Flooding | Relatively Low | 58.1 | $5.9M |
| Tornado | Relatively Low | 45.2 | $741K |
| Hail | Relatively Low | 35.5 | $104K |
| Drought | Relatively Low | 33.6 | $25K |
| Strong Wind | Relatively Low | 24.1 | $157K |
| Earthquake | Very Low | 50.3 | $196K |
| Winter Weather | Very Low | 10.7 | $6K |
| Heat Wave | Very Low | 2.3 | $2 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 110 | 0 | $988K | 7th of 159 | 376th of 3,077 |
| Severe thunderstorm wind | 109 | 0 | $31K | 108th of 159 | 1019th of 3,080 |
| Hail | 61 | 0 | – | 63rd of 159 | 1174th of 3,080 |
| Drought | 42 | 0 | – | 63rd of 159 | 221st of 3,063 |
| High wind and dust storms | 41 | 0 | $1.4M | 2nd of 159 | 303rd of 3,080 |
| Floods | 33 | 0 | $8.6M | 21st of 159 | 979th of 3,080 |
| Extreme cold | 15 | 0 | $712K | 57th of 159 | 640th of 3,076 |
| Tornadoes | 6 | 1 | $9.7M | 145th of 159 | 2176th of 3,080 |
| Heavy rain | 2 | 0 | – | 111th of 159 | 1289th of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | $188K | 157th of 159 | 679th of 1,849 |
| Landslides and avalanches | 2 | 0 | $156K | 1st of 159 | 142nd of 2,278 |
| Lightning | 2 | 1 | $677K | 119th of 159 | 1164th of 3,080 |
| Wildfires | 1 | 0 | – | 33rd of 159 | 750th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Rabun County record: every hazard by year and month, the deadliest events and FEMA's declarations.