Racine County, Wisconsin: hazard risk
FEMA rates Racine County's overall risk Relatively Moderate (score 85.4 of 100, higher than 85% of rated U.S. counties); 4 of its 15 hazards are rated Relatively High or Very High, led by cold wave, tornado, strong wind. Its storm record holds 917 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 96.1 | $15M |
| Tornado | Relatively High | 93.1 | $11M |
| Strong Wind | Relatively High | 86.1 | $1.9M |
| Lightning | Relatively High | 83.3 | $957K |
| Hail | Relatively Moderate | 89.0 | $1.8M |
| Riverine Flooding | Relatively Moderate | 85.7 | $30M |
| Heat Wave | Relatively Moderate | 83.0 | $2.0M |
| Winter Weather | Relatively Moderate | 74.8 | $185K |
| Earthquake | Relatively Low | 61.4 | $548K |
| Ice Storm | Relatively Low | 47.2 | $85K |
| Drought | Relatively Low | 46.9 | $133K |
| Landslide | Very Low | 34.3 | $478 |
| Wildfire | Very Low | 29.8 | $16K |
| Coastal Flooding | Very Low | 25.0 | $2K |
| Hurricane | Very Low | 19.4 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 218 | 4 | $62K | 4th of 72 | 63rd of 3,077 |
| Severe thunderstorm wind | 191 | 0 | $8.1M | 3rd of 72 | 358th of 3,080 |
| Hail | 122 | 0 | $315K | 4th of 72 | 392nd of 3,080 |
| High wind and dust storms | 74 | 2 | $2.1M | 4th of 72 | 113th of 3,080 |
| Floods | 55 | 1 | $90M | 4th of 72 | 401st of 3,080 |
| Heat | 46 | 1 | – | 4th of 72 | 197th of 3,076 |
| Extreme cold | 36 | 1 | $7K | 5th of 72 | 145th of 3,076 |
| Tornadoes | 27 | 0 | $38M | 3rd of 72 | 196th of 3,080 |
| Lightning | 26 | 1 | $1.9M | 3rd of 72 | 66th of 3,080 |
| Drought | 18 | 0 | $856K | 7th of 72 | 870th of 3,063 |
| Heavy rain | 8 | 0 | $22K | 5th of 72 | 370th of 3,080 |
| Rip currents and high surf | 5 | 5 | – | 3rd of 72 | 94th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Racine County record: every hazard by year and month, the deadliest events and FEMA's declarations.