Ramsey County, North Dakota: hazard risk
FEMA rates Ramsey County's overall risk Very Low (score 18.3 of 100, higher than 18% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by winter weather. Its storm record holds 815 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 89.9 | $509K |
| Ice Storm | Relatively Moderate | 78.9 | $469K |
| Cold Wave | Relatively Moderate | 74.1 | $3.2M |
| Strong Wind | Relatively Moderate | 62.1 | $970K |
| Wildfire | Relatively Low | 79.9 | $514K |
| Hail | Relatively Low | 68.3 | $651K |
| Tornado | Relatively Low | 27.2 | $529K |
| Landslide | Very Low | 30.9 | $420 |
| Drought | Very Low | 27.7 | $23K |
| Heat Wave | Very Low | 11.1 | $27K |
| Lightning | Very Low | 10.9 | $46K |
| Riverine Flooding | Very Low | 10.0 | $1.7M |
| Earthquake | Very Low | 5.9 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 221 | 0 | $319K | 12th of 53 | 1564th of 3,080 |
| Severe thunderstorm wind | 179 | 0 | $30M | 10th of 53 | 2342nd of 3,080 |
| Winter storms | 150 | 0 | $23M | 15th of 53 | 1309th of 3,077 |
| Extreme cold | 91 | 0 | $80K | 10th of 53 | 263rd of 3,076 |
| Floods | 62 | 0 | $220M | 2nd of 53 | 1518th of 3,080 |
| Tornadoes | 50 | 0 | $9.4M | 7th of 53 | 1434th of 3,080 |
| High wind and dust storms | 46 | 0 | $322K | 29th of 53 | 1276th of 3,080 |
| Drought | 10 | 0 | – | 31st of 53 | 2066th of 3,063 |
| Heat | 1 | 0 | – | 35th of 53 | 2390th of 3,076 |
| Lightning | 1 | 0 | – | 32nd of 53 | 2290th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Ramsey County record: every hazard by year and month, the deadliest events and FEMA's declarations.