Reynolds County, Missouri: hazard risk
FEMA rates Reynolds County's overall risk Relatively Low (score 63.9 of 100, higher than 63% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 297 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 95.3 | $10.0M |
| Heat Wave | Relatively Moderate | 84.7 | $1.7M |
| Landslide | Relatively Low | 84.9 | $25K |
| Earthquake | Relatively Low | 72.6 | $804K |
| Riverine Flooding | Relatively Low | 54.1 | $6.3M |
| Tornado | Relatively Low | 42.5 | $807K |
| Winter Weather | Relatively Low | 34.5 | $31K |
| Ice Storm | Relatively Low | 32.2 | $31K |
| Strong Wind | Relatively Low | 24.7 | $198K |
| Wildfire | Very Low | 48.5 | $37K |
| Hurricane | Very Low | 25.0 | $8K |
| Lightning | Very Low | 22.9 | $67K |
| Hail | Very Low | 15.1 | $44K |
| Drought | Very Low | 15.0 | $500 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 75 | 0 | $224K | 114th of 114 | 2424th of 3,080 |
| Hail | 65 | 0 | $102K | 114th of 114 | 2310th of 3,080 |
| Heat | 48 | 0 | – | 41st of 114 | 458th of 3,076 |
| Winter storms | 40 | 1 | $176K | 113th of 114 | 2263rd of 3,077 |
| Floods | 27 | 3 | $2.2M | 104th of 114 | 1921st of 3,080 |
| Tornadoes | 23 | 0 | $3.6M | 92nd of 114 | 1869th of 3,080 |
| Drought | 6 | 0 | – | 114th of 114 | 2097th of 3,063 |
| Extreme cold | 5 | 3 | – | 112th of 114 | 2158th of 3,076 |
| High wind and dust storms | 4 | 0 | $8K | 81st of 114 | 2671st of 3,080 |
| Heavy rain | 2 | 0 | – | 71st of 114 | 1769th of 3,080 |
| Lightning | 2 | 0 | $78K | 49th of 114 | 1752nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Reynolds County record: every hazard by year and month, the deadliest events and FEMA's declarations.