Richardson County, Nebraska: hazard risk
FEMA rates Richardson County's overall risk Very Low (score 13.8 of 100, higher than 13% of rated U.S. counties). Its storm record holds 513 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 77.6 | $812K |
| Ice Storm | Relatively Moderate | 63.0 | $154K |
| Wildfire | Relatively Low | 66.9 | $139K |
| Heat Wave | Relatively Low | 53.3 | $443K |
| Hail | Relatively Low | 49.2 | $257K |
| Tornado | Relatively Low | 48.8 | $1.2M |
| Cold Wave | Relatively Low | 30.7 | $442K |
| Strong Wind | Relatively Low | 25.3 | $243K |
| Landslide | Very Low | 51.7 | $2K |
| Winter Weather | Very Low | 19.2 | $17K |
| Lightning | Very Low | 17.9 | $62K |
| Riverine Flooding | Very Low | 16.7 | $2.0M |
| Earthquake | Very Low | 13.2 | $14K |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 134 | 0 | $1.6M | 65th of 93 | 661st of 3,080 |
| Severe thunderstorm wind | 126 | 0 | $1.5M | 30th of 93 | 1649th of 3,080 |
| Floods | 72 | 0 | $3.0M | 5th of 93 | 590th of 3,080 |
| Winter storms | 57 | 0 | $4.4M | 59th of 93 | 1503rd of 3,077 |
| Heat | 27 | 0 | – | 10th of 93 | 538th of 3,076 |
| Tornadoes | 25 | 0 | $4.4M | 62nd of 93 | 1405th of 3,080 |
| Extreme cold | 24 | 0 | – | 29th of 93 | 583rd of 3,076 |
| High wind and dust storms | 22 | 0 | $186K | 67th of 93 | 1090th of 3,080 |
| Heavy rain | 12 | 0 | – | 18th of 93 | 641st of 3,080 |
| Drought | 11 | 0 | – | 80th of 93 | 1646th of 3,063 |
| Lightning | 2 | 0 | $220K | 27th of 93 | 1482nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Richardson County record: every hazard by year and month, the deadliest events and FEMA's declarations.