Richland County, Illinois: hazard risk
FEMA rates Richland County's overall risk Relatively Low (score 46.7 of 100, higher than 46% of rated U.S. counties). Its storm record holds 494 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 77.3 | $654K |
| Strong Wind | Relatively Moderate | 54.1 | $516K |
| Earthquake | Relatively Low | 89.6 | $4.2M |
| Heat Wave | Relatively Low | 64.1 | $587K |
| Winter Weather | Relatively Low | 53.2 | $59K |
| Tornado | Relatively Low | 52.4 | $1.1M |
| Hail | Relatively Low | 51.0 | $227K |
| Ice Storm | Relatively Low | 46.9 | $62K |
| Riverine Flooding | Relatively Low | 41.3 | $4.2M |
| Cold Wave | Relatively Low | 40.0 | $546K |
| Lightning | Relatively Low | 26.8 | $80K |
| Landslide | Very Low | 53.6 | $1K |
| Hurricane | Very Low | 38.7 | $23K |
| Wildfire | Very Low | 2.7 | $840 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 110 | 0 | $1.3M | 50th of 102 | 1125th of 3,080 |
| Winter storms | 92 | 1 | $462K | 30th of 102 | 605th of 3,077 |
| Hail | 46 | 0 | $403 | 82nd of 102 | 1835th of 3,080 |
| Heat | 46 | 1 | – | 24th of 102 | 251st of 3,076 |
| Floods | 41 | 0 | $92K | 32nd of 102 | 728th of 3,080 |
| Extreme cold | 40 | 0 | $18K | 21st of 102 | 142nd of 3,076 |
| High wind and dust storms | 32 | 0 | $238K | 23rd of 102 | 496th of 3,080 |
| Drought | 29 | 0 | $124M | 15th of 102 | 620th of 3,063 |
| Tornadoes | 18 | 0 | $35M | 47th of 102 | 711th of 3,080 |
| Lightning | 1 | 0 | $85K | 61st of 102 | 1669th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Richland County record: every hazard by year and month, the deadliest events and FEMA's declarations.