Richmond (city), Virginia: hazard risk
FEMA rates Richmond (city)'s overall risk Relatively Low (score 78.4 of 100, higher than 78% of rated U.S. counties). Its storm record holds 364 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Earthquake | Relatively Moderate | 92.7 | $8.2M |
| Heat Wave | Relatively Moderate | 88.3 | $2.7M |
| Riverine Flooding | Relatively Moderate | 82.6 | $22M |
| Tornado | Relatively Moderate | 66.8 | $2.3M |
| Lightning | Relatively Moderate | 57.7 | $308K |
| Hurricane | Relatively Low | 79.3 | $1.8M |
| Ice Storm | Relatively Low | 59.6 | $132K |
| Hail | Relatively Low | 59.4 | $370K |
| Cold Wave | Relatively Low | 54.5 | $1.1M |
| Winter Weather | Relatively Low | 53.2 | $71K |
| Strong Wind | Relatively Low | 29.5 | $288K |
| Coastal Flooding | Very Low | 39.8 | $15K |
| Landslide | Very Low | 21.0 | $128 |
| Wildfire | Very Low | 18.0 | $6K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 95 | 0 | $220K | ||
| Floods | 86 | 3 | $32M | ||
| Severe thunderstorm wind | 86 | 0 | $364K | ||
| Heavy rain | 35 | 0 | – | ||
| Hail | 25 | 0 | – | ||
| Tornadoes | 14 | 0 | $6.2M | ||
| High wind and dust storms | 9 | 0 | $49K | ||
| Heat | 4 | 0 | – | ||
| Drought | 3 | 0 | $3.6M | ||
| Extreme cold | 3 | 0 | – | ||
| Hurricanes and tropical storms | 2 | 2 | $15M | ||
| Lightning | 2 | 0 | $16K |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Richmond (city) record: every hazard by year and month, the deadliest events and FEMA's declarations.