Richmond County, North Carolina: hazard risk
FEMA rates Richmond County's overall risk Relatively Low (score 60.8 of 100, higher than 60% of rated U.S. counties). Its storm record holds 295 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 86.0 | $3.1M |
| Tornado | Relatively Moderate | 81.2 | $3.0M |
| Ice Storm | Relatively Moderate | 77.2 | $244K |
| Strong Wind | Relatively Moderate | 73.2 | $773K |
| Winter Weather | Relatively Moderate | 61.4 | $69K |
| Lightning | Relatively Moderate | 57.0 | $219K |
| Wildfire | Relatively Low | 79.9 | $297K |
| Earthquake | Relatively Low | 72.2 | $673K |
| Heat Wave | Relatively Low | 64.9 | $527K |
| Riverine Flooding | Relatively Low | 57.6 | $6.1M |
| Hail | Relatively Low | 52.0 | $206K |
| Cold Wave | Relatively Low | 41.9 | $510K |
| Drought | Relatively Low | 41.4 | $55K |
| Landslide | Very Low | 25.9 | $154 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 158 | 0 | $1.1M | 61st of 100 | 1073rd of 3,080 |
| Winter storms | 41 | 0 | – | 69th of 100 | 1695th of 3,077 |
| Hail | 38 | 0 | $938K | 96th of 100 | 2361st of 3,080 |
| Floods | 24 | 0 | $61M | 81st of 100 | 1592nd of 3,080 |
| High wind and dust storms | 13 | 0 | $1.2M | 70th of 100 | 1571st of 3,080 |
| Hurricanes and tropical storms | 8 | 0 | $2.2M | 41st of 100 | 360th of 1,849 |
| Heat | 4 | 0 | – | 41st of 100 | 1585th of 3,076 |
| Tornadoes | 4 | 0 | $1.8M | 90th of 100 | 2481st of 3,080 |
| Heavy rain | 3 | 0 | – | 61st of 100 | 1191st of 3,080 |
| Extreme cold | 2 | 0 | – | 69th of 100 | 2378th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Richmond County record: every hazard by year and month, the deadliest events and FEMA's declarations.