Richmond County, Virginia: hazard risk
FEMA rates Richmond County's overall risk Very Low (score 10.4 of 100, higher than 10% of rated U.S. counties). Its storm record holds 376 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 83.9 | $919K |
| Hurricane | Relatively Low | 79.5 | $1.4M |
| Coastal Flooding | Relatively Low | 48.2 | $57K |
| Strong Wind | Relatively Low | 30.1 | $229K |
| Ice Storm | Relatively Low | 29.3 | $24K |
| Landslide | Very Low | 34.1 | $330 |
| Earthquake | Very Low | 33.6 | $78K |
| Heat Wave | Very Low | 26.0 | $82K |
| Tornado | Very Low | 20.3 | $187K |
| Winter Weather | Very Low | 14.8 | $9K |
| Lightning | Very Low | 11.9 | $31K |
| Hail | Very Low | 10.1 | $25K |
| Cold Wave | Very Low | 7.7 | $39K |
| Riverine Flooding | Very Low | 7.2 | $783K |
| Wildfire | Very Low | 4.1 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 139 | 1 | $428K | 18th of 96 | 218th of 3,080 |
| Winter storms | 82 | 0 | $114K | 16th of 96 | 159th of 3,077 |
| Floods | 70 | 0 | $4.1M | 16th of 96 | 239th of 3,080 |
| Hail | 32 | 0 | $16K | 21st of 96 | 1253rd of 3,080 |
| Heavy rain | 24 | 0 | – | 13th of 96 | 53rd of 3,080 |
| Tornadoes | 10 | 0 | $4.6M | 11th of 96 | 720th of 3,080 |
| Heat | 4 | 0 | – | 30th of 96 | 973rd of 3,076 |
| High wind and dust storms | 4 | 0 | $57K | 60th of 96 | 1758th of 3,080 |
| Drought | 2 | 0 | $3.6M | 55th of 96 | 1986th of 3,063 |
| Extreme cold | 2 | 0 | – | 63rd of 96 | 1730th of 3,076 |
| Hurricanes and tropical storms | 2 | 0 | $1.2M | 19th of 96 | 465th of 1,849 |
| Lightning | 2 | 0 | $5K | 41st of 96 | 693rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Richmond County record: every hazard by year and month, the deadliest events and FEMA's declarations.