Roane County, West Virginia: hazard risk

FEMA rates Roane County's overall risk Relatively Low (score 45.0 of 100, higher than 44% of rated U.S. counties). Its storm record holds 432 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Roane County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
LandslideRelatively Moderate94.4$76K
Riverine FloodingRelatively Low69.2$8.8M
Ice StormRelatively Low58.3$86K
DroughtRelatively Low42.4$58K
LightningRelatively Low29.8$74K
Strong WindRelatively Low29.4$200K
Winter WeatherRelatively Low28.8$20K
Cold WaveRelatively Low26.7$250K
HurricaneVery Low51.5$58K
Heat WaveVery Low38.5$147K
EarthquakeVery Low31.0$59K
HailVery Low17.5$43K
WildfireVery Low17.1$4K
TornadoVery Low8.5$34K
AvalancheVery Low7.2$3

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1251$3.3M38th of 531597th of 3,080
Floods773$16M26th of 53397th of 3,080
Winter storms720$3.3M43rd of 53999th of 3,077
Hail410$21K37th of 532194th of 3,080
Extreme cold320$81K30th of 53324th of 3,076
High wind and dust storms270$215K37th of 53773rd of 3,080
Drought220–20th of 531042nd of 3,063
Heat200–30th of 53613th of 3,076
Heavy rain121$28K17th of 53353rd of 3,080
Lightning10$13K27th of 531886th of 3,080
Tornadoes10–44th of 532815th of 3,080
Wildfires10–11th of 53873rd of 2,972

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Roane County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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