Roseau County, Minnesota: hazard risk
FEMA rates Roseau County's overall risk Relatively Low (score 43.9 of 100, higher than 43% of rated U.S. counties). Its storm record holds 686 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively Moderate | 91.0 | $1.8M |
| Drought | Relatively Moderate | 84.7 | $1.4M |
| Winter Weather | Relatively Moderate | 79.4 | $228K |
| Riverine Flooding | Relatively Low | 60.0 | $10M |
| Cold Wave | Relatively Low | 56.6 | $1.4M |
| Ice Storm | Relatively Low | 51.5 | $103K |
| Hail | Relatively Low | 36.8 | $180K |
| Landslide | Very Low | 30.6 | $374 |
| Lightning | Very Low | 21.1 | $82K |
| Tornado | Very Low | 17.5 | $214K |
| Heat Wave | Very Low | 15.6 | $44K |
| Strong Wind | Very Low | 14.4 | $132K |
| Earthquake | Very Low | 1.7 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 252 | 0 | $403K | 78th of 87 | 2230th of 3,080 |
| Severe thunderstorm wind | 133 | 0 | $3.8M | 82nd of 87 | 2610th of 3,080 |
| Winter storms | 107 | 0 | $3.7M | 81st of 87 | 2102nd of 3,077 |
| Extreme cold | 85 | 0 | $34K | 51st of 87 | 518th of 3,076 |
| Tornadoes | 38 | 0 | $35M | 74th of 87 | 2227th of 3,080 |
| Floods | 23 | 0 | $343M | 77th of 87 | 2647th of 3,080 |
| Drought | 21 | 0 | – | 39th of 87 | 1889th of 3,063 |
| High wind and dust storms | 13 | 0 | – | 75th of 87 | 2485th of 3,080 |
| Heavy rain | 2 | 0 | – | 59th of 87 | 2162nd of 3,080 |
| Heat | 1 | 0 | – | 82nd of 87 | 2436th of 3,076 |
| Lightning | 1 | 0 | $7K | 71st of 87 | 2329th of 3,080 |
| Wildfires | 1 | 0 | – | 13th of 87 | 1216th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Roseau County record: every hazard by year and month, the deadliest events and FEMA's declarations.