Sacramento County, California: hazard risk

FEMA rates Sacramento County's overall risk Relatively High (score 98.1 of 100, higher than 98% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by drought, riverine flooding, earthquake. Its storm record holds 582 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Sacramento County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively High99.4$14M
Riverine FloodingRelatively High99.0$216M
EarthquakeRelatively High98.9$108M
Heat WaveRelatively Moderate96.1$7.6M
WildfireRelatively Moderate95.9$4.8M
TornadoRelatively Moderate65.0$2.1M
LightningRelatively Moderate63.3$385K
LandslideRelatively Low79.4$15K
HailRelatively Low53.9$314K
Volcanic ActivityVery Low79.2$377
Strong WindVery Low7.6$56K
Winter WeatherVery Low6.6$5K
Coastal FloodingNo Rating0.0$0
Cold WaveNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Floods1926$296M6th of 57991st of 3,080
High wind and dust storms998$18M30th of 57691st of 3,080
Drought830–6th of 57972nd of 3,063
Heat6815–7th of 57530th of 3,076
Extreme cold368$7.4M13th of 57826th of 3,076
Heavy rain290$636K8th of 57338th of 3,080
Tornadoes150$3.6M3rd of 572289th of 3,080
Severe thunderstorm wind130$89K10th of 572846th of 3,080
Wildfires132$6.1M35th of 57252nd of 2,972
Hail90$134K26th of 572901st of 3,080
Winter storms30–47th of 573014th of 3,077
Rip currents and high surf10–28th of 57223rd of 2,080
Landslides and avalanches10–42nd of 57340th of 2,278
Lightning10$257K26th of 572235th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Sacramento County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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