Saguache County, Colorado: hazard risk
FEMA rates Saguache County's overall risk Very Low (score 14.2 of 100, higher than 14% of rated U.S. counties). Its storm record holds 1,165 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 96.2 | $163K |
| Avalanche | Relatively Moderate | 84.8 | $848K |
| Drought | Relatively Moderate | 83.7 | $1.0M |
| Lightning | Relatively Moderate | 76.2 | $540K |
| Wildfire | Relatively Low | 64.1 | $98K |
| Cold Wave | Relatively Low | 27.4 | $316K |
| Earthquake | Very Low | 37.1 | $109K |
| Winter Weather | Very Low | 20.3 | $15K |
| Hail | Very Low | 19.4 | $59K |
| Riverine Flooding | Very Low | 17.5 | $1.8M |
| Volcanic Activity | Very Low | 12.1 | $0 |
| Heat Wave | Very Low | 8.4 | $11K |
| Tornado | Very Low | 8.0 | $37K |
| Ice Storm | Very Low | 5.7 | $2K |
| Strong Wind | Very Low | 2.3 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 814 | 2 | $7.9M | 43rd of 63 | 1113th of 3,077 |
| High wind and dust storms | 238 | 0 | $657K | 38th of 63 | 1060th of 3,080 |
| Hail | 40 | 0 | $511K | 39th of 63 | 2821st of 3,080 |
| Extreme cold | 13 | 0 | – | 50th of 63 | 2662nd of 3,076 |
| Landslides and avalanches | 11 | 7 | – | 35th of 63 | 192nd of 2,278 |
| Floods | 10 | 0 | $19M | 59th of 63 | 3017th of 3,080 |
| Wildfires | 10 | 0 | – | 45th of 63 | 839th of 2,972 |
| Drought | 7 | 0 | – | 55th of 63 | 2479th of 3,063 |
| Tornadoes | 7 | 0 | $547K | 40th of 63 | 2800th of 3,080 |
| Severe thunderstorm wind | 6 | 0 | $164K | 54th of 63 | 3006th of 3,080 |
| Heavy rain | 3 | 0 | – | 44th of 63 | 2245th of 3,080 |
| Lightning | 1 | 1 | – | 55th of 63 | 2395th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Saguache County record: every hazard by year and month, the deadliest events and FEMA's declarations.