Saunders County, Nebraska: hazard risk
FEMA rates Saunders County's overall risk Very Low (score 29.1 of 100, higher than 29% of rated U.S. counties). Its storm record holds 967 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 89.2 | $2.7M |
| Drought | Relatively Moderate | 77.1 | $1.3M |
| Strong Wind | Relatively Moderate | 64.8 | $1.4M |
| Ice Storm | Relatively Moderate | 64.1 | $265K |
| Wildfire | Relatively Low | 72.2 | $344K |
| Tornado | Relatively Low | 59.4 | $2.9M |
| Winter Weather | Relatively Low | 50.6 | $108K |
| Landslide | Very Low | 54.3 | $3K |
| Riverine Flooding | Very Low | 32.5 | $6.2M |
| Heat Wave | Very Low | 20.5 | $106K |
| Lightning | Very Low | 18.6 | $105K |
| Cold Wave | Very Low | 18.1 | $317K |
| Earthquake | Very Low | 12.2 | $20K |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 284 | 0 | $1.4M | 39th of 93 | 368th of 3,080 |
| Severe thunderstorm wind | 218 | 0 | $2.5M | 25th of 93 | 1536th of 3,080 |
| Winter storms | 145 | 1 | $5.9M | 46th of 93 | 1210th of 3,077 |
| Floods | 85 | 0 | $67M | 11th of 93 | 931st of 3,080 |
| Extreme cold | 69 | 0 | – | 24th of 93 | 412th of 3,076 |
| High wind and dust storms | 49 | 0 | $13K | 57th of 93 | 943rd of 3,080 |
| Tornadoes | 46 | 0 | $36M | 22nd of 93 | 576th of 3,080 |
| Heat | 40 | 0 | – | 21st of 93 | 718th of 3,076 |
| Drought | 22 | 0 | $97K | 79th of 93 | 1644th of 3,063 |
| Heavy rain | 4 | 0 | – | 39th of 93 | 1298th of 3,080 |
| Lightning | 2 | 0 | $148K | 42nd of 93 | 1695th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Saunders County record: every hazard by year and month, the deadliest events and FEMA's declarations.