Schoolcraft County, Michigan: hazard risk
FEMA rates Schoolcraft County's overall risk Very Low (score 6.7 of 100, higher than 6% of rated U.S. counties). Its storm record holds 556 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Low | 48.7 | $207K |
| Cold Wave | Relatively Low | 30.2 | $392K |
| Landslide | Very Low | 44.2 | $821 |
| Wildfire | Very Low | 34.4 | $17K |
| Riverine Flooding | Very Low | 23.7 | $2.6M |
| Hail | Very Low | 19.7 | $64K |
| Coastal Flooding | Very Low | 14.2 | $0 |
| Drought | Very Low | 13.5 | $133 |
| Winter Weather | Very Low | 8.7 | $6K |
| Tornado | Very Low | 8.0 | $41K |
| Strong Wind | Very Low | 7.5 | $50K |
| Ice Storm | Very Low | 4.5 | $2K |
| Heat Wave | Very Low | 3.1 | $1K |
| Earthquake | Very Low | 0.9 | $866 |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 376 | 5 | $336K | 22nd of 83 | 527th of 3,077 |
| Extreme cold | 54 | 0 | – | 13th of 83 | 811th of 3,076 |
| Hail | 44 | 0 | $184K | 77th of 83 | 2661st of 3,080 |
| Severe thunderstorm wind | 39 | 0 | $2.8M | 81st of 83 | 2703rd of 3,080 |
| High wind and dust storms | 20 | 0 | $3.7M | 63rd of 83 | 2138th of 3,080 |
| Heavy rain | 7 | 0 | – | 13th of 83 | 1232nd of 3,080 |
| Tornadoes | 3 | 0 | $136K | 80th of 83 | 2771st of 3,080 |
| Wildfires | 2 | 0 | – | 11th of 83 | 957th of 2,972 |
| Rip currents and high surf | 1 | 0 | $2K | 21st of 83 | 236th of 2,080 |
| Floods | 1 | 0 | – | 81st of 83 | 3054th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Schoolcraft County record: every hazard by year and month, the deadliest events and FEMA's declarations.