Scotland County, Missouri: hazard risk
FEMA rates Scotland County's overall risk Very Low (score 33.0 of 100, higher than 32% of rated U.S. counties). Its storm record holds 418 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Heat Wave | Relatively Moderate | 93.6 | $2.8M |
| Drought | Relatively Moderate | 68.4 | $281K |
| Landslide | Relatively Low | 69.7 | $3K |
| Hail | Relatively Low | 64.0 | $256K |
| Tornado | Relatively Low | 51.8 | $775K |
| Lightning | Relatively Low | 50.6 | $139K |
| Strong Wind | Relatively Low | 48.3 | $308K |
| Cold Wave | Relatively Low | 35.9 | $323K |
| Wildfire | Very Low | 55.2 | $37K |
| Earthquake | Very Low | 30.3 | $46K |
| Hurricane | Very Low | 19.9 | $3K |
| Winter Weather | Very Low | 19.1 | $10K |
| Riverine Flooding | Very Low | 18.3 | $1.3M |
| Ice Storm | Very Low | 8.3 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 113 | 0 | $36K | 1st of 114 | 460th of 3,077 |
| Severe thunderstorm wind | 109 | 0 | $700K | 68th of 114 | 1689th of 3,080 |
| Hail | 104 | 0 | $5.8M | 52nd of 114 | 762nd of 3,080 |
| Floods | 32 | 0 | $542K | 80th of 114 | 1229th of 3,080 |
| Tornadoes | 14 | 0 | $2.4M | 71st of 114 | 1571st of 3,080 |
| Drought | 13 | 0 | $19M | 70th of 114 | 1351st of 3,063 |
| Extreme cold | 12 | 0 | $748K | 15th of 114 | 887th of 3,076 |
| Heat | 4 | 0 | – | 111th of 114 | 1532nd of 3,076 |
| Lightning | 4 | 0 | $380K | 16th of 114 | 781st of 3,080 |
| High wind and dust storms | 2 | 0 | – | 86th of 114 | 2700th of 3,080 |
| Heavy rain | 1 | 0 | – | 74th of 114 | 1834th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Scotland County record: every hazard by year and month, the deadliest events and FEMA's declarations.