Shelby County, Ohio: hazard risk
FEMA rates Shelby County's overall risk Relatively Low (score 56.2 of 100, higher than 56% of rated U.S. counties). Its storm record holds 535 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 75.2 | $561K |
| Hail | Relatively Moderate | 74.8 | $647K |
| Ice Storm | Relatively Moderate | 70.0 | $205K |
| Tornado | Relatively Moderate | 68.5 | $2.2M |
| Winter Weather | Relatively Moderate | 67.1 | $109K |
| Strong Wind | Relatively Moderate | 52.6 | $556K |
| Earthquake | Relatively Low | 86.5 | $3.0M |
| Riverine Flooding | Relatively Low | 63.3 | $9.3M |
| Cold Wave | Relatively Low | 44.7 | $724K |
| Landslide | Very Low | 54.1 | $2K |
| Hurricane | Very Low | 40.6 | $29K |
| Heat Wave | Very Low | 30.6 | $131K |
| Drought | Very Low | 12.6 | $5 |
| Wildfire | Very Low | 10.3 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 209 | 0 | $2.0M | 36th of 88 | 421st of 3,080 |
| Winter storms | 123 | 0 | $70K | 12th of 88 | 337th of 3,077 |
| Floods | 86 | 1 | $1.2M | 30th of 88 | 439th of 3,080 |
| Hail | 72 | 0 | $42K | 40th of 88 | 1122nd of 3,080 |
| High wind and dust storms | 17 | 0 | $7.9M | 58th of 88 | 1105th of 3,080 |
| Tornadoes | 10 | 3 | $27M | 64th of 88 | 1932nd of 3,080 |
| Heat | 5 | 0 | – | 23rd of 88 | 1309th of 3,076 |
| Lightning | 5 | 1 | $295K | 15th of 88 | 587th of 3,080 |
| Extreme cold | 4 | 0 | $806K | 63rd of 88 | 1792nd of 3,076 |
| Drought | 2 | 0 | – | 56th of 88 | 2208th of 3,063 |
| Heavy rain | 2 | 0 | – | 40th of 88 | 1352nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Shelby County record: every hazard by year and month, the deadliest events and FEMA's declarations.