Somerset County, Maine: hazard risk
FEMA rates Somerset County's overall risk Relatively Low (score 67.9 of 100, higher than 67% of rated U.S. counties); 4 of its 15 hazards are rated Relatively High or Very High, led by winter weather, cold wave, ice storm. Its storm record holds 1,343 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 94.9 | $648K |
| Cold Wave | Relatively High | 91.8 | $8.0M |
| Ice Storm | Relatively High | 90.2 | $936K |
| Lightning | Relatively High | 85.9 | $952K |
| Hurricane | Relatively Moderate | 85.9 | $4.2M |
| Drought | Relatively Moderate | 78.8 | $850K |
| Landslide | Relatively Low | 76.2 | $10K |
| Riverine Flooding | Relatively Low | 61.8 | $9.4M |
| Strong Wind | Relatively Low | 47.4 | $498K |
| Hail | Relatively Low | 35.0 | $143K |
| Avalanche | Very Low | 60.2 | $1K |
| Earthquake | Very Low | 59.4 | $431K |
| Wildfire | Very Low | 22.1 | $9K |
| Heat Wave | Very Low | 20.9 | $66K |
| Tornado | Very Low | 16.3 | $163K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 559 | 0 | $11M | 14th of 16 | 1752nd of 3,077 |
| Severe thunderstorm wind | 265 | 0 | – | 12th of 16 | 2682nd of 3,080 |
| Floods | 158 | 0 | $24M | 11th of 16 | 2022nd of 3,080 |
| Extreme cold | 107 | 0 | – | 9th of 16 | 1284th of 3,076 |
| High wind and dust storms | 104 | 1 | $25K | 15th of 16 | 2145th of 3,080 |
| Hail | 63 | 0 | – | 15th of 16 | 2819th of 3,080 |
| Drought | 53 | 0 | $2.3M | 12th of 16 | 2133rd of 3,063 |
| Tornadoes | 13 | 0 | $3.8M | 11th of 16 | 2736th of 3,080 |
| Lightning | 8 | 0 | $179K | 12th of 16 | 1894th of 3,080 |
| Heat | 6 | 0 | – | 16th of 16 | 2406th of 3,076 |
| Hurricanes and tropical storms | 3 | 0 | – | 16th of 16 | 1088th of 1,849 |
| Heavy rain | 2 | 0 | – | 14th of 16 | 2377th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Somerset County record: every hazard by year and month, the deadliest events and FEMA's declarations.