Spalding County, Georgia: hazard risk
FEMA rates Spalding County's overall risk Very Low (score 40.9 of 100, higher than 40% of rated U.S. counties). Its storm record holds 434 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 67.4 | $967K |
| Lightning | Relatively Moderate | 62.7 | $396K |
| Earthquake | Relatively Low | 67.2 | $734K |
| Hail | Relatively Low | 66.9 | $523K |
| Tornado | Relatively Low | 62.2 | $2.1M |
| Heat Wave | Relatively Low | 55.3 | $515K |
| Ice Storm | Relatively Low | 54.4 | $110K |
| Riverine Flooding | Relatively Low | 54.1 | $8.0M |
| Drought | Relatively Low | 48.6 | $141K |
| Hurricane | Very Low | 56.3 | $147K |
| Wildfire | Very Low | 37.9 | $24K |
| Landslide | Very Low | 13.7 | $56 |
| Cold Wave | Very Low | 13.0 | $131K |
| Winter Weather | Very Low | 10.7 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 208 | 0 | $2.0M | 9th of 159 | 48th of 3,080 |
| Hail | 55 | 0 | $2.2M | 21st of 159 | 215th of 3,080 |
| Drought | 36 | 0 | $2.3M | 18th of 159 | 52nd of 3,063 |
| Tornadoes | 27 | 4 | $50M | 1st of 159 | 45th of 3,080 |
| Winter storms | 21 | 0 | $468K | 39th of 159 | 1466th of 3,077 |
| Hurricanes and tropical storms | 17 | 0 | $843K | 15th of 159 | 29th of 1,849 |
| Floods | 16 | 0 | $347K | 34th of 159 | 1187th of 3,080 |
| Extreme cold | 14 | 0 | – | 17th of 159 | 281st of 3,076 |
| Lightning | 14 | 0 | $570K | 12th of 159 | 55th of 3,080 |
| Heat | 12 | 0 | – | 15th of 159 | 434th of 3,076 |
| High wind and dust storms | 7 | 1 | $498K | 42nd of 159 | 1209th of 3,080 |
| Heavy rain | 3 | 0 | – | 35th of 159 | 608th of 3,080 |
| Wildfires | 1 | 0 | $2K | 26th of 159 | 507th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Spalding County record: every hazard by year and month, the deadliest events and FEMA's declarations.