St. Lucie County, Florida: hazard risk
FEMA rates St. Lucie County's overall risk Relatively High (score 96.1 of 100, higher than 96% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning, strong wind. Its storm record holds 300 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Very High | 99.2 | $148M |
| Lightning | Very High | 98.2 | $2.9M |
| Strong Wind | Relatively High | 90.0 | $1.9M |
| Riverine Flooding | Relatively Moderate | 89.3 | $33M |
| Tornado | Relatively Moderate | 82.8 | $4.1M |
| Heat Wave | Relatively Moderate | 80.2 | $1.4M |
| Coastal Flooding | Relatively Moderate | 65.2 | $703K |
| Drought | Relatively Moderate | 64.7 | $353K |
| Wildfire | Relatively Low | 86.6 | $764K |
| Cold Wave | Relatively Low | 26.4 | $321K |
| Earthquake | Very Low | 39.5 | $135K |
| Hail | Very Low | 29.1 | $103K |
| Landslide | Very Low | 14.2 | $51 |
| Winter Weather | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 85 | 0 | $31K | 20th of 67 | 1693rd of 3,080 |
| Severe thunderstorm wind | 57 | 0 | $496K | 55th of 67 | 2323rd of 3,080 |
| Tornadoes | 53 | 8 | $480M | 18th of 67 | 108th of 3,080 |
| Hurricanes and tropical storms | 29 | 6 | $4.1B | 29th of 67 | 185th of 1,849 |
| Floods | 18 | 0 | $161M | 39th of 67 | 2031st of 3,080 |
| Rip currents and high surf | 9 | 4 | – | 18th of 67 | 83rd of 2,080 |
| Lightning | 6 | 1 | $36K | 41st of 67 | 691st of 3,080 |
| Extreme cold | 5 | 0 | $4.9M | 26th of 67 | 2075th of 3,076 |
| Heavy rain | 3 | 0 | – | 50th of 67 | 1306th of 3,080 |
| High wind and dust storms | 2 | 0 | – | 35th of 67 | 2774th of 3,080 |
| Wildfires | 2 | 0 | $19M | 39th of 67 | 639th of 2,972 |
| Heat | 1 | 0 | – | 30th of 67 | 2230th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full St. Lucie County record: every hazard by year and month, the deadliest events and FEMA's declarations.