Starke County, Indiana: hazard risk
FEMA rates Starke County's overall risk Very Low (score 24.9 of 100, higher than 24% of rated U.S. counties). Its storm record holds 325 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 70.7 | $2.2M |
| Strong Wind | Relatively Moderate | 57.8 | $677K |
| Tornado | Relatively Low | 59.7 | $1.7M |
| Winter Weather | Relatively Low | 33.7 | $35K |
| Lightning | Relatively Low | 32.3 | $117K |
| Earthquake | Very Low | 41.4 | $163K |
| Heat Wave | Very Low | 35.1 | $177K |
| Riverine Flooding | Very Low | 27.5 | $3.2M |
| Landslide | Very Low | 27.3 | $240 |
| Hail | Very Low | 24.3 | $88K |
| Hurricane | Very Low | 21.1 | $7K |
| Ice Storm | Very Low | 17.8 | $13K |
| Wildfire | Very Low | 13.1 | $4K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 129 | 1 | $349K | 47th of 91 | 736th of 3,080 |
| Winter storms | 89 | 1 | $36K | 15th of 91 | 397th of 3,077 |
| Hail | 68 | 0 | $63K | 39th of 91 | 1118th of 3,080 |
| Tornadoes | 18 | 4 | $237M | 45th of 91 | 656th of 3,080 |
| High wind and dust storms | 10 | 0 | – | 35th of 91 | 1319th of 3,080 |
| Extreme cold | 6 | 0 | – | 22nd of 91 | 1161st of 3,076 |
| Floods | 3 | 0 | $2.8M | 91st of 91 | 2740th of 3,080 |
| Lightning | 1 | 0 | $87K | 62nd of 91 | 1567th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Starke County record: every hazard by year and month, the deadliest events and FEMA's declarations.