Stewart County, Georgia: hazard risk
FEMA rates Stewart County's overall risk Very Low (score 5.9 of 100, higher than 5% of rated U.S. counties). Its storm record holds 190 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Low | 60.5 | $119K |
| Drought | Relatively Low | 56.2 | $119K |
| Lightning | Relatively Low | 55.5 | $154K |
| Tornado | Relatively Low | 44.4 | $558K |
| Landslide | Very Low | 44.9 | $514 |
| Wildfire | Very Low | 43.9 | $18K |
| Heat Wave | Very Low | 31.6 | $80K |
| Earthquake | Very Low | 31.5 | $48K |
| Hail | Very Low | 10.5 | $18K |
| Riverine Flooding | Very Low | 8.5 | $625K |
| Ice Storm | Very Low | 8.1 | $2K |
| Strong Wind | Very Low | 7.9 | $31K |
| Cold Wave | Very Low | 4.5 | $5K |
| Winter Weather | Very Low | 1.9 | $490 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 68 | 0 | $218K | 158th of 159 | 2084th of 3,080 |
| Drought | 26 | 0 | $4.9M | 127th of 159 | 821st of 3,063 |
| Hail | 21 | 0 | $25K | 148th of 159 | 2559th of 3,080 |
| Hurricanes and tropical storms | 16 | 0 | $60K | 99th of 159 | 196th of 1,849 |
| Tornadoes | 16 | 1 | $7.0M | 112th of 159 | 1651st of 3,080 |
| Extreme cold | 15 | 0 | – | 82nd of 159 | 780th of 3,076 |
| Heat | 10 | 0 | – | 95th of 159 | 949th of 3,076 |
| Winter storms | 8 | 0 | $38K | 117th of 159 | 2767th of 3,077 |
| Floods | 3 | 0 | $64K | 156th of 159 | 2854th of 3,080 |
| Heavy rain | 2 | 0 | – | 120th of 159 | 1432nd of 3,080 |
| High wind and dust storms | 2 | 0 | $9K | 125th of 159 | 2712th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Stewart County record: every hazard by year and month, the deadliest events and FEMA's declarations.