Stutsman County, North Dakota: hazard risk
FEMA rates Stutsman County's overall risk Relatively Low (score 46.4 of 100, higher than 46% of rated U.S. counties); 2 of its 13 hazards are rated Relatively High or Very High, led by winter weather, ice storm. Its storm record holds 797 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 96.4 | $965K |
| Ice Storm | Relatively High | 85.9 | $709K |
| Hail | Relatively Moderate | 88.7 | $1.7M |
| Cold Wave | Relatively Moderate | 88.5 | $6.9M |
| Strong Wind | Relatively Moderate | 64.7 | $924K |
| Wildfire | Relatively Low | 66.9 | $151K |
| Landslide | Relatively Low | 64.0 | $4K |
| Tornado | Relatively Low | 47.1 | $1.2M |
| Drought | Relatively Low | 35.1 | $46K |
| Riverine Flooding | Very Low | 26.9 | $3.5M |
| Heat Wave | Very Low | 23.9 | $98K |
| Earthquake | Very Low | 12.3 | $14K |
| Lightning | Very Low | 5.6 | $20K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 257 | 0 | $31M | 36th of 53 | 2167th of 3,080 |
| Severe thunderstorm wind | 223 | 1 | $24M | 26th of 53 | 2512th of 3,080 |
| Winter storms | 120 | 1 | $12M | 49th of 53 | 2218th of 3,077 |
| Tornadoes | 57 | 0 | $12M | 27th of 53 | 2055th of 3,080 |
| High wind and dust storms | 47 | 0 | $30K | 51st of 53 | 1743rd of 3,080 |
| Extreme cold | 35 | 0 | – | 47th of 53 | 1352nd of 3,076 |
| Floods | 24 | 0 | $4.1M | 29th of 53 | 2711th of 3,080 |
| Drought | 9 | 0 | – | 52nd of 53 | 2260th of 3,063 |
| Heavy rain | 6 | 0 | $7K | 12th of 53 | 1843rd of 3,080 |
| Lightning | 4 | 0 | $11K | 17th of 53 | 1971st of 3,080 |
| Heat | 2 | 0 | – | 31st of 53 | 2376th of 3,076 |
| Wildfires | 1 | 0 | – | 20th of 53 | 1243rd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Stutsman County record: every hazard by year and month, the deadliest events and FEMA's declarations.