Summers County, West Virginia: hazard risk
FEMA rates Summers County's overall risk Very Low (score 40.2 of 100, higher than 40% of rated U.S. counties). Its storm record holds 291 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 88.0 | $29K |
| Cold Wave | Relatively Moderate | 76.3 | $1.9M |
| Avalanche | Relatively Low | 70.2 | $3K |
| Riverine Flooding | Relatively Low | 59.6 | $5.8M |
| Winter Weather | Relatively Low | 42.6 | $32K |
| Lightning | Relatively Low | 38.5 | $99K |
| Strong Wind | Relatively Low | 20.2 | $119K |
| Wildfire | Very Low | 46.9 | $25K |
| Hurricane | Very Low | 41.6 | $22K |
| Earthquake | Very Low | 33.1 | $64K |
| Drought | Very Low | 27.4 | $11K |
| Ice Storm | Very Low | 17.3 | $8K |
| Hail | Very Low | 13.4 | $28K |
| Tornado | Very Low | 6.8 | $22K |
| Heat Wave | Very Low | 2.2 | $2 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 97 | 0 | $1.2M | 31st of 53 | 1456th of 3,080 |
| Winter storms | 76 | 0 | $553K | 26th of 53 | 654th of 3,077 |
| Hail | 46 | 0 | $4K | 25th of 53 | 1837th of 3,080 |
| Floods | 31 | 0 | $3.6M | 46th of 53 | 992nd of 3,080 |
| High wind and dust storms | 13 | 0 | $114K | 50th of 53 | 1198th of 3,080 |
| Drought | 12 | 0 | $561K | 35th of 53 | 1273rd of 3,063 |
| Heavy rain | 6 | 0 | – | 47th of 53 | 803rd of 3,080 |
| Extreme cold | 5 | 0 | $9K | 50th of 53 | 1491st of 3,076 |
| Lightning | 2 | 0 | $37K | 14th of 53 | 1147th of 3,080 |
| Tornadoes | 2 | 0 | $249K | 28th of 53 | 2605th of 3,080 |
| Landslides and avalanches | 1 | 0 | – | 7th of 53 | 225th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Summers County record: every hazard by year and month, the deadliest events and FEMA's declarations.