Sumter County, Alabama: hazard risk
FEMA rates Sumter County's overall risk Relatively Low (score 53.0 of 100, higher than 52% of rated U.S. counties). Its storm record holds 416 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 81.7 | $2.4M |
| Lightning | Relatively Moderate | 60.3 | $193K |
| Strong Wind | Relatively Moderate | 55.5 | $365K |
| Hurricane | Relatively Low | 76.3 | $667K |
| Earthquake | Relatively Low | 74.1 | $610K |
| Heat Wave | Relatively Low | 67.9 | $473K |
| Drought | Relatively Low | 57.1 | $132K |
| Riverine Flooding | Relatively Low | 54.8 | $4.4M |
| Ice Storm | Relatively Low | 47.8 | $44K |
| Cold Wave | Relatively Low | 47.5 | $488K |
| Hail | Relatively Low | 43.6 | $117K |
| Landslide | Very Low | 55.4 | $1K |
| Wildfire | Very Low | 34.4 | $11K |
| Winter Weather | Very Low | 7.6 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 168 | 0 | $740K | 48th of 67 | 1884th of 3,080 |
| Hail | 115 | 0 | $122K | 35th of 67 | 1817th of 3,080 |
| Drought | 30 | 0 | – | 55th of 67 | 1276th of 3,063 |
| Tornadoes | 30 | 0 | $28M | 63rd of 67 | 1730th of 3,080 |
| Floods | 26 | 1 | $1.1M | 49th of 67 | 2206th of 3,080 |
| Winter storms | 12 | 0 | $83K | 44th of 67 | 2814th of 3,077 |
| Heat | 11 | 0 | – | 32nd of 67 | 1316th of 3,076 |
| High wind and dust storms | 9 | 0 | $5.8M | 38th of 67 | 2418th of 3,080 |
| Extreme cold | 6 | 0 | $1.9M | 42nd of 67 | 2117th of 3,076 |
| Hurricanes and tropical storms | 5 | 0 | $6.4M | 48th of 67 | 674th of 1,849 |
| Lightning | 2 | 0 | $25K | 50th of 67 | 1850th of 3,080 |
| Heavy rain | 1 | 1 | – | 51st of 67 | 2196th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Sumter County record: every hazard by year and month, the deadliest events and FEMA's declarations.