Sumter County, Florida: hazard risk
FEMA rates Sumter County's overall risk Relatively Moderate (score 87.6 of 100, higher than 87% of rated U.S. counties); 4 of its 13 hazards are rated Relatively High or Very High, led by hurricane, lightning, tornado. Its storm record holds 327 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 95.8 | $18M |
| Lightning | Relatively High | 92.9 | $978K |
| Tornado | Relatively High | 91.6 | $5.4M |
| Strong Wind | Relatively High | 90.6 | $1.4M |
| Wildfire | Relatively Moderate | 92.3 | $1.3M |
| Riverine Flooding | Relatively Moderate | 84.8 | $17M |
| Heat Wave | Relatively Low | 72.8 | $689K |
| Cold Wave | Relatively Low | 51.3 | $668K |
| Earthquake | Very Low | 45.4 | $141K |
| Landslide | Very Low | 29.6 | $199 |
| Hail | Very Low | 23.0 | $56K |
| Drought | Very Low | 21.6 | $4K |
| Winter Weather | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 88 | 0 | $1.2M | 45th of 67 | 1992nd of 3,080 |
| Extreme cold | 85 | 0 | $4.6M | 4th of 67 | 88th of 3,076 |
| Hail | 31 | 0 | $34K | 43rd of 67 | 2439th of 3,080 |
| Tornadoes | 17 | 0 | $114M | 54th of 67 | 1628th of 3,080 |
| Hurricanes and tropical storms | 15 | 0 | $27M | 40th of 67 | 248th of 1,849 |
| Lightning | 14 | 2 | $1.2M | 29th of 67 | 304th of 3,080 |
| Floods | 7 | 0 | $212K | 62nd of 67 | 2620th of 3,080 |
| Heavy rain | 6 | 0 | – | 33rd of 67 | 823rd of 3,080 |
| High wind and dust storms | 3 | 0 | $23M | 25th of 67 | 2641st of 3,080 |
| Wildfires | 2 | 0 | – | 37th of 67 | 624th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Sumter County record: every hazard by year and month, the deadliest events and FEMA's declarations.