Sutton County, Texas: hazard risk
FEMA rates Sutton County's overall risk Very Low (score 7.1 of 100, higher than 7% of rated U.S. counties). Its storm record holds 258 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively Low | 85.5 | $481K |
| Drought | Relatively Low | 47.6 | $83K |
| Lightning | Relatively Low | 38.1 | $100K |
| Hail | Very Low | 31.6 | $86K |
| Hurricane | Very Low | 29.2 | $9K |
| Winter Weather | Very Low | 22.7 | $14K |
| Landslide | Very Low | 20.4 | $81 |
| Riverine Flooding | Very Low | 19.1 | $1.5M |
| Heat Wave | Very Low | 16.6 | $29K |
| Tornado | Very Low | 14.2 | $83K |
| Cold Wave | Very Low | 11.2 | $60K |
| Strong Wind | Very Low | 8.3 | $41K |
| Earthquake | Very Low | 3.7 | $2K |
| Ice Storm | Very Low | 1.1 | $327 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Drought | 78 | 0 | $543K | 185th of 254 | 877th of 3,063 |
| Hail | 68 | 0 | $332K | 237th of 254 | 2602nd of 3,080 |
| Floods | 44 | 0 | $23M | 186th of 254 | 2279th of 3,080 |
| Winter storms | 23 | 0 | $33K | 181st of 254 | 2756th of 3,077 |
| Severe thunderstorm wind | 18 | 0 | $130K | 252nd of 254 | 2847th of 3,080 |
| Wildfires | 10 | 0 | – | 69th of 254 | 394th of 2,972 |
| Extreme cold | 7 | 0 | – | 166th of 254 | 2386th of 3,076 |
| Tornadoes | 5 | 0 | $9K | 247th of 254 | 2761st of 3,080 |
| High wind and dust storms | 2 | 0 | $12K | 179th of 254 | 2927th of 3,080 |
| Heavy rain | 1 | 0 | – | 160th of 254 | 2312th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | – | 127th of 254 | 1060th of 1,849 |
| Lightning | 1 | 0 | $35K | 154th of 254 | 2314th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Sutton County record: every hazard by year and month, the deadliest events and FEMA's declarations.