Swift County, Minnesota: hazard risk
FEMA rates Swift County's overall risk Very Low (score 25.1 of 100, higher than 25% of rated U.S. counties). Its storm record holds 485 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Moderate | 68.5 | $116K |
| Hail | Relatively Low | 66.8 | $460K |
| Cold Wave | Relatively Low | 64.3 | $1.6M |
| Heat Wave | Relatively Low | 61.8 | $589K |
| Drought | Relatively Low | 56.8 | $215K |
| Strong Wind | Relatively Low | 43.3 | $426K |
| Ice Storm | Relatively Low | 41.2 | $53K |
| Riverine Flooding | Relatively Low | 36.4 | $4.0M |
| Tornado | Relatively Low | 28.6 | $435K |
| Wildfire | Very Low | 46.3 | $35K |
| Landslide | Very Low | 26.5 | $214 |
| Lightning | Very Low | 12.6 | $41K |
| Earthquake | Very Low | 8.8 | $8K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 131 | 0 | – | 47th of 87 | 813th of 3,077 |
| Severe thunderstorm wind | 109 | 0 | $2.1M | 61st of 87 | 2311th of 3,080 |
| Hail | 97 | 0 | $58K | 72nd of 87 | 1784th of 3,080 |
| Tornadoes | 51 | 0 | $48M | 28th of 87 | 1230th of 3,080 |
| Extreme cold | 42 | 0 | – | 36th of 87 | 428th of 3,076 |
| High wind and dust storms | 15 | 0 | – | 47th of 87 | 1797th of 3,080 |
| Floods | 13 | 0 | $833K | 68th of 87 | 2479th of 3,080 |
| Heat | 11 | 1 | – | 45th of 87 | 1173rd of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Swift County record: every hazard by year and month, the deadliest events and FEMA's declarations.