Terrebonne Parish, Louisiana: hazard risk

FEMA rates Terrebonne Parish's overall risk Relatively Moderate (score 94.2 of 100, higher than 94% of rated U.S. counties); 4 of its 15 hazards are rated Relatively High or Very High, led by hurricane, coastal flooding, tornado. Its storm record holds 442 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Terrebonne Parish, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
HurricaneVery High98.4$89M
Coastal FloodingRelatively High94.0$9.1M
TornadoRelatively High92.9$8.6M
LightningRelatively High91.4$1.2M
Heat WaveRelatively Moderate93.7$4.4M
Cold WaveRelatively Moderate89.1$5.9M
DroughtRelatively Moderate83.7$1.1M
Riverine FloodingRelatively Moderate81.9$20M
HailRelatively Low69.6$505K
Winter WeatherRelatively Low56.8$76K
Strong WindRelatively Low35.0$323K
EarthquakeVery Low54.8$329K
WildfireVery Low23.3$9K
LandslideVery Low22.8$142
Ice StormVery Low2.8$1K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1310$2.3M63rd of 642396th of 3,080
Hurricanes and tropical storms701$1.4B19th of 64254th of 1,849
Tornadoes450$27M60th of 641453rd of 3,080
Heat441–39th of 641015th of 3,076
Floods390$2.7M61st of 642205th of 3,080
Hail340–64th of 642714th of 3,080
Drought240$7.8M53rd of 642047th of 3,063
Lightning172$1.5M17th of 64544th of 3,080
Winter storms90–64th of 642972nd of 3,077
Extreme cold80$135K42nd of 642400th of 3,076
High wind and dust storms50$12K37th of 642791st of 3,080
Heavy rain40–26th of 641789th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Terrebonne Parish record: every hazard by year and month, the deadliest events and FEMA's declarations.

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