Thomas County, Georgia: hazard risk
FEMA rates Thomas County's overall risk Relatively Low (score 66.0 of 100, higher than 65% of rated U.S. counties). Its storm record holds 425 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 91.9 | $8.7M |
| Lightning | Relatively Moderate | 77.8 | $522K |
| Cold Wave | Relatively Moderate | 72.8 | $1.9M |
| Wildfire | Relatively Low | 71.2 | $151K |
| Heat Wave | Relatively Low | 61.0 | $482K |
| Riverine Flooding | Relatively Low | 57.3 | $6.6M |
| Drought | Relatively Low | 53.8 | $152K |
| Tornado | Relatively Low | 51.2 | $1.0M |
| Strong Wind | Relatively Low | 33.4 | $263K |
| Winter Weather | Relatively Low | 27.9 | $22K |
| Earthquake | Very Low | 48.4 | $201K |
| Hail | Very Low | 33.0 | $107K |
| Landslide | Very Low | 14.5 | $46 |
| Ice Storm | Very Low | 8.6 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 227 | 0 | $3.9M | 82nd of 159 | 802nd of 3,080 |
| Floods | 48 | 0 | $4.1M | 59th of 159 | 1610th of 3,080 |
| Drought | 43 | 0 | – | 107th of 159 | 505th of 3,063 |
| Hail | 43 | 0 | $1.3M | 133rd of 159 | 2387th of 3,080 |
| Tornadoes | 20 | 0 | $27M | 94th of 159 | 1475th of 3,080 |
| Hurricanes and tropical storms | 14 | 0 | $107M | 119th of 159 | 258th of 1,849 |
| Heavy rain | 12 | 0 | $1K | 86th of 159 | 1086th of 3,080 |
| Heat | 5 | 0 | – | 124th of 159 | 1531st of 3,076 |
| Lightning | 5 | 1 | $29K | 91st of 159 | 778th of 3,080 |
| Extreme cold | 3 | 0 | $9.5M | 131st of 159 | 2221st of 3,076 |
| Winter storms | 3 | 0 | – | 152nd of 159 | 2955th of 3,077 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Thomas County record: every hazard by year and month, the deadliest events and FEMA's declarations.