Thomas County, Nebraska: hazard risk
FEMA rates Thomas County's overall risk Very Low (score 0.2 of 100, higher than 0% of rated U.S. counties). Its storm record holds 429 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Low | 34.4 | $58K |
| Wildfire | Very Low | 42.2 | $45K |
| Hail | Very Low | 19.6 | $105K |
| Landslide | Very Low | 17.5 | $130 |
| Winter Weather | Very Low | 13.8 | $17K |
| Tornado | Very Low | 7.7 | $62K |
| Cold Wave | Very Low | 6.6 | $53K |
| Heat Wave | Very Low | 4.0 | $6K |
| Ice Storm | Very Low | 3.5 | $2K |
| Earthquake | Very Low | 2.9 | $4K |
| Strong Wind | Very Low | 2.5 | $18K |
| Lightning | Very Low | 1.0 | $7K |
| Riverine Flooding | Very Low | 1.0 | $332K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 184 | 0 | $821K | 75th of 93 | 765th of 3,080 |
| Severe thunderstorm wind | 60 | 0 | $162K | 77th of 93 | 2492nd of 3,080 |
| Winter storms | 59 | 0 | $103K | 69th of 93 | 1754th of 3,077 |
| Drought | 58 | 0 | $1.9M | 27th of 93 | 475th of 3,063 |
| High wind and dust storms | 26 | 0 | $37K | 71st of 93 | 1181st of 3,080 |
| Extreme cold | 16 | 0 | – | 53rd of 93 | 1043rd of 3,076 |
| Tornadoes | 9 | 0 | $6.9M | 91st of 93 | 2374th of 3,080 |
| Floods | 4 | 0 | $100K | 84th of 93 | 2946th of 3,080 |
| Wildfires | 3 | 1 | $3.0M | 4th of 93 | 567th of 2,972 |
| Heat | 1 | 0 | – | 67th of 93 | 2268th of 3,076 |
| Lightning | 1 | 0 | – | 58th of 93 | 2112th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Thomas County record: every hazard by year and month, the deadliest events and FEMA's declarations.