Tioga County, Pennsylvania: hazard risk
FEMA rates Tioga County's overall risk Relatively Low (score 59.8 of 100, higher than 59% of rated U.S. counties). Its storm record holds 499 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 78.9 | $16M |
| Winter Weather | Relatively Moderate | 75.5 | $150K |
| Lightning | Relatively Moderate | 58.9 | $281K |
| Strong Wind | Relatively Moderate | 55.2 | $558K |
| Landslide | Relatively Low | 82.0 | $18K |
| Hurricane | Relatively Low | 71.8 | $620K |
| Avalanche | Relatively Low | 70.6 | $4K |
| Ice Storm | Relatively Low | 30.1 | $28K |
| Earthquake | Very Low | 31.1 | $75K |
| Tornado | Very Low | 24.0 | $296K |
| Wildfire | Very Low | 20.8 | $7K |
| Heat Wave | Very Low | 15.9 | $36K |
| Cold Wave | Very Low | 14.4 | $127K |
| Hail | Very Low | 13.4 | $38K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 238 | 0 | $2.1M | 65th of 67 | 2052nd of 3,080 |
| Winter storms | 103 | 0 | $21K | 57th of 67 | 1668th of 3,077 |
| Hail | 54 | 0 | $16K | 57th of 67 | 2645th of 3,080 |
| Floods | 50 | 0 | $5.7M | 59th of 67 | 1875th of 3,080 |
| Extreme cold | 22 | 0 | – | 26th of 67 | 1163rd of 3,076 |
| High wind and dust storms | 14 | 0 | $56K | 66th of 67 | 2205th of 3,080 |
| Drought | 7 | 0 | – | 45th of 67 | 2155th of 3,063 |
| Tornadoes | 7 | 0 | $7.7M | 63rd of 67 | 2582nd of 3,080 |
| Heat | 1 | 0 | – | 45th of 67 | 2380th of 3,076 |
| Hurricanes and tropical storms | 1 | 0 | – | 39th of 67 | 1050th of 1,849 |
| Lightning | 1 | 0 | – | 50th of 67 | 2280th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Tioga County record: every hazard by year and month, the deadliest events and FEMA's declarations.