Tipton County, Indiana: hazard risk
FEMA rates Tipton County's overall risk Very Low (score 8.9 of 100, higher than 8% of rated U.S. counties). Its storm record holds 234 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Low | 49.5 | $218K |
| Tornado | Relatively Low | 42.2 | $1.5M |
| Cold Wave | Relatively Low | 25.2 | $511K |
| Strong Wind | Relatively Low | 24.7 | $363K |
| Earthquake | Very Low | 45.3 | $327K |
| Hail | Very Low | 33.8 | $216K |
| Heat Wave | Very Low | 28.5 | $192K |
| Winter Weather | Very Low | 24.5 | $35K |
| Ice Storm | Very Low | 20.3 | $26K |
| Riverine Flooding | Very Low | 18.9 | $3.5M |
| Hurricane | Very Low | 14.2 | $5K |
| Landslide | Very Low | 9.4 | $38 |
| Lightning | Very Low | 4.5 | $23K |
| Wildfire | Very Low | 1.4 | $901 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 89 | 0 | $810K | 67th of 91 | 1017th of 3,080 |
| Winter storms | 40 | 0 | $19K | 40th of 91 | 965th of 3,077 |
| Hail | 36 | 0 | – | 60th of 91 | 1533rd of 3,080 |
| Floods | 22 | 0 | $8.2M | 62nd of 91 | 1010th of 3,080 |
| Drought | 14 | 0 | – | 5th of 91 | 876th of 3,063 |
| Tornadoes | 14 | 2 | $31M | 33rd of 91 | 493rd of 3,080 |
| Extreme cold | 8 | 0 | $1.1M | 12th of 91 | 813th of 3,076 |
| High wind and dust storms | 7 | 0 | $75K | 60th of 91 | 1658th of 3,080 |
| Heat | 3 | 0 | – | 20th of 91 | 1369th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Tipton County record: every hazard by year and month, the deadliest events and FEMA's declarations.