Tipton County, Tennessee: hazard risk
FEMA rates Tipton County's overall risk Relatively Moderate (score 81.0 of 100, higher than 81% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by tornado, ice storm. Its storm record holds 582 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively High | 92.8 | $7.1M |
| Ice Storm | Relatively High | 90.9 | $791K |
| Earthquake | Relatively Moderate | 95.8 | $13M |
| Heat Wave | Relatively Moderate | 90.3 | $2.4M |
| Cold Wave | Relatively Moderate | 84.0 | $3.6M |
| Lightning | Relatively Moderate | 78.2 | $517K |
| Landslide | Relatively Low | 70.9 | $5K |
| Drought | Relatively Low | 57.6 | $186K |
| Riverine Flooding | Relatively Low | 53.9 | $5.7M |
| Strong Wind | Relatively Low | 41.6 | $333K |
| Hail | Relatively Low | 34.8 | $111K |
| Winter Weather | Relatively Low | 24.9 | $18K |
| Hurricane | Very Low | 46.5 | $40K |
| Wildfire | Very Low | 32.0 | $12K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 173 | 0 | $3.6M | 58th of 95 | 743rd of 3,080 |
| Heat | 114 | 2 | – | 5th of 95 | 53rd of 3,076 |
| Hail | 98 | 0 | $63K | 22nd of 95 | 893rd of 3,080 |
| Winter storms | 60 | 1 | $225K | 43rd of 95 | 1136th of 3,077 |
| Floods | 59 | 2 | $35M | 18th of 95 | 591st of 3,080 |
| Tornadoes | 28 | 8 | $112M | 20th of 95 | 759th of 3,080 |
| Drought | 25 | 0 | – | 46th of 95 | 856th of 3,063 |
| Extreme cold | 12 | 0 | – | 8th of 95 | 922nd of 3,076 |
| High wind and dust storms | 6 | 0 | $50K | 69th of 95 | 2153rd of 3,080 |
| Lightning | 4 | 0 | $110K | 38th of 95 | 814th of 3,080 |
| Heavy rain | 1 | 0 | – | 47th of 95 | 1867th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $45K | 25th of 95 | 901st of 1,849 |
| Wildfires | 1 | 0 | – | 2nd of 95 | 843rd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Tipton County record: every hazard by year and month, the deadliest events and FEMA's declarations.