Titus County, Texas: hazard risk
FEMA rates Titus County's overall risk Relatively Low (score 46.8 of 100, higher than 46% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 535 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 94.2 | $1.2M |
| Hail | Relatively Moderate | 87.6 | $1.2M |
| Strong Wind | Relatively Moderate | 80.8 | $1.1M |
| Tornado | Relatively Moderate | 74.4 | $2.4M |
| Drought | Relatively Moderate | 67.0 | $345K |
| Heat Wave | Relatively Low | 75.5 | $950K |
| Wildfire | Relatively Low | 73.4 | $182K |
| Cold Wave | Relatively Low | 56.7 | $981K |
| Winter Weather | Relatively Low | 50.2 | $52K |
| Lightning | Relatively Low | 50.1 | $186K |
| Hurricane | Very Low | 56.7 | $115K |
| Earthquake | Very Low | 51.9 | $242K |
| Riverine Flooding | Very Low | 31.9 | $3.0M |
| Landslide | Very Low | 20.2 | $96 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 136 | 0 | $4.5M | 23rd of 254 | 1025th of 3,080 |
| Hail | 111 | 0 | – | 39th of 254 | 424th of 3,080 |
| Heat | 80 | 0 | – | 11th of 254 | 117th of 3,076 |
| Drought | 74 | 0 | – | 30th of 254 | 138th of 3,063 |
| Winter storms | 57 | 0 | $1.0M | 8th of 254 | 1448th of 3,077 |
| Floods | 28 | 0 | $180K | 87th of 254 | 1368th of 3,080 |
| Tornadoes | 26 | 2 | $5.1M | 39th of 254 | 482nd of 3,080 |
| Extreme cold | 8 | 0 | $108K | 38th of 254 | 1257th of 3,076 |
| High wind and dust storms | 4 | 0 | $1K | 86th of 254 | 2353rd of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | $343K | 58th of 254 | 881st of 1,849 |
| Heavy rain | 1 | 0 | – | 102nd of 254 | 1775th of 3,080 |
| Lightning | 1 | 0 | $7K | 93rd of 254 | 1755th of 3,080 |
| Wildfires | 1 | 0 | $656 | 151st of 254 | 787th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Titus County record: every hazard by year and month, the deadliest events and FEMA's declarations.