Tompkins County, New York: hazard risk
FEMA rates Tompkins County's overall risk Relatively Low (score 73.9 of 100, higher than 73% of rated U.S. counties). Its storm record holds 548 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 86.2 | $30M |
| Lightning | Relatively Moderate | 62.4 | $390K |
| Ice Storm | Relatively Moderate | 62.4 | $160K |
| Hurricane | Relatively Low | 64.5 | $358K |
| Drought | Relatively Low | 62.7 | $355K |
| Tornado | Relatively Low | 59.0 | $1.8M |
| Heat Wave | Relatively Low | 47.9 | $364K |
| Hail | Relatively Low | 45.4 | $234K |
| Strong Wind | Relatively Low | 44.4 | $500K |
| Cold Wave | Relatively Low | 33.2 | $524K |
| Winter Weather | Relatively Low | 26.6 | $27K |
| Landslide | Very Low | 58.3 | $3K |
| Earthquake | Very Low | 42.7 | $191K |
| Avalanche | Very Low | 36.4 | $187 |
| Wildfire | Very Low | 22.2 | $10K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 263 | 0 | $3.0M | 13th of 58 | 552nd of 3,080 |
| Hail | 105 | 0 | $1.4M | 12th of 58 | 1589th of 3,080 |
| Winter storms | 84 | 3 | $1.3M | 38th of 58 | 802nd of 3,077 |
| Floods | 40 | 0 | $42M | 37th of 58 | 1322nd of 3,080 |
| Extreme cold | 15 | 0 | $36K | 37th of 58 | 842nd of 3,076 |
| High wind and dust storms | 10 | 0 | $593K | 51st of 58 | 1749th of 3,080 |
| Tornadoes | 8 | 0 | $2.3M | 16th of 58 | 2150th of 3,080 |
| Drought | 7 | 0 | – | 9th of 58 | 1820th of 3,063 |
| Lightning | 7 | 0 | $175K | 23rd of 58 | 558th of 3,080 |
| Heat | 4 | 0 | – | 27th of 58 | 1587th of 3,076 |
| Heavy rain | 3 | 0 | – | 14th of 58 | 1196th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Tompkins County record: every hazard by year and month, the deadliest events and FEMA's declarations.