Toombs County, Georgia: hazard risk
FEMA rates Toombs County's overall risk Very Low (score 42.7 of 100, higher than 42% of rated U.S. counties). Its storm record holds 243 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 84.1 | $2.7M |
| Drought | Relatively Moderate | 77.4 | $643K |
| Lightning | Relatively Moderate | 76.7 | $512K |
| Earthquake | Relatively Low | 67.1 | $552K |
| Heat Wave | Relatively Low | 64.3 | $573K |
| Tornado | Relatively Low | 63.8 | $1.6M |
| Riverine Flooding | Relatively Low | 37.8 | $3.6M |
| Hail | Relatively Low | 36.1 | $125K |
| Ice Storm | Relatively Low | 32.7 | $30K |
| Strong Wind | Relatively Low | 30.2 | $238K |
| Wildfire | Very Low | 53.5 | $47K |
| Cold Wave | Very Low | 20.0 | $179K |
| Landslide | Very Low | 10.8 | $26 |
| Winter Weather | Very Low | 9.6 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 96 | 0 | $1.5M | 120th of 159 | 1144th of 3,080 |
| Hail | 32 | 0 | $475K | 107th of 159 | 2111th of 3,080 |
| Drought | 25 | 0 | $2.1M | 122nd of 159 | 629th of 3,063 |
| Hurricanes and tropical storms | 23 | 0 | $244K | 58th of 159 | 113th of 1,849 |
| Extreme cold | 14 | 0 | – | 65th of 159 | 676th of 3,076 |
| Floods | 11 | 0 | $68K | 101st of 159 | 2106th of 3,080 |
| Heat | 11 | 0 | – | 62nd of 159 | 769th of 3,076 |
| Tornadoes | 11 | 0 | $8.5M | 116th of 159 | 1690th of 3,080 |
| High wind and dust storms | 5 | 0 | $398K | 84th of 159 | 2135th of 3,080 |
| Lightning | 5 | 1 | $95K | 70th of 159 | 515th of 3,080 |
| Winter storms | 5 | 0 | – | 126th of 159 | 2804th of 3,077 |
| Heavy rain | 3 | 0 | – | 77th of 159 | 993rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Toombs County record: every hazard by year and month, the deadliest events and FEMA's declarations.