Traverse County, Minnesota: hazard risk
FEMA rates Traverse County's overall risk Very Low (score 6.2 of 100, higher than 6% of rated U.S. counties). Its storm record holds 415 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Low | 57.5 | $359K |
| Winter Weather | Relatively Low | 57.0 | $85K |
| Cold Wave | Relatively Low | 40.7 | $699K |
| Strong Wind | Relatively Low | 33.7 | $344K |
| Ice Storm | Very Low | 19.9 | $17K |
| Tornado | Very Low | 18.5 | $218K |
| Landslide | Very Low | 18.3 | $99 |
| Heat Wave | Very Low | 17.2 | $48K |
| Wildfire | Very Low | 15.9 | $6K |
| Riverine Flooding | Very Low | 13.7 | $1.7M |
| Lightning | Very Low | 5.4 | $18K |
| Earthquake | Very Low | 5.0 | $5K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 124 | 0 | – | 32nd of 87 | 622nd of 3,077 |
| Hail | 89 | 0 | $100M | 60th of 87 | 1565th of 3,080 |
| Severe thunderstorm wind | 64 | 0 | – | 66th of 87 | 2384th of 3,080 |
| Extreme cold | 45 | 0 | – | 12th of 87 | 242nd of 3,076 |
| Floods | 28 | 0 | $7.1M | 32nd of 87 | 1764th of 3,080 |
| High wind and dust storms | 23 | 0 | – | 16th of 87 | 1078th of 3,080 |
| Tornadoes | 19 | 0 | $15M | 52nd of 87 | 1746th of 3,080 |
| Drought | 17 | 0 | – | 19th of 87 | 1358th of 3,063 |
| Heat | 4 | 0 | – | 58th of 87 | 1724th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Traverse County record: every hazard by year and month, the deadliest events and FEMA's declarations.