Val Verde County, Texas: hazard risk
FEMA rates Val Verde County's overall risk Relatively Low (score 76.1 of 100, higher than 76% of rated U.S. counties). Its storm record holds 886 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 87.3 | $20M |
| Winter Weather | Relatively Moderate | 83.8 | $169K |
| Hail | Relatively Moderate | 81.8 | $650K |
| Lightning | Relatively Moderate | 70.3 | $335K |
| Wildfire | Relatively Low | 85.0 | $459K |
| Heat Wave | Relatively Low | 69.4 | $587K |
| Drought | Relatively Low | 63.0 | $225K |
| Tornado | Relatively Low | 41.1 | $597K |
| Cold Wave | Relatively Low | 40.6 | $447K |
| Strong Wind | Relatively Low | 18.3 | $106K |
| Hurricane | Very Low | 57.6 | $104K |
| Landslide | Very Low | 53.8 | $1K |
| Earthquake | Very Low | 22.2 | $23K |
| Ice Storm | Very Low | 9.8 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 324 | 0 | $28M | 213th of 254 | 2346th of 3,080 |
| Severe thunderstorm wind | 197 | 0 | $2.4M | 211th of 254 | 2605th of 3,080 |
| Floods | 150 | 9 | $75M | 138th of 254 | 1873rd of 3,080 |
| Drought | 114 | 0 | $290M | 200th of 254 | 1206th of 3,063 |
| Tornadoes | 45 | 0 | $25M | 228th of 254 | 2491st of 3,080 |
| Winter storms | 21 | 0 | $11M | 230th of 254 | 2939th of 3,077 |
| Wildfires | 14 | 0 | $1.2M | 113th of 254 | 577th of 2,972 |
| High wind and dust storms | 11 | 0 | $279K | 169th of 254 | 2880th of 3,080 |
| Extreme cold | 4 | 0 | – | 210th of 254 | 2730th of 3,076 |
| Heat | 3 | 2 | – | 197th of 254 | 2369th of 3,076 |
| Hurricanes and tropical storms | 1 | 0 | $160K | 133rd of 254 | 1083rd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Val Verde County record: every hazard by year and month, the deadliest events and FEMA's declarations.