Warren County, Kentucky: hazard risk
FEMA rates Warren County's overall risk Relatively Moderate (score 88.5 of 100, higher than 88% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by hail, tornado, ice storm. Its storm record holds 629 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Very High | 99.5 | $23M |
| Tornado | Relatively High | 93.1 | $10M |
| Ice Storm | Relatively High | 90.1 | $1.0M |
| Earthquake | Relatively Moderate | 90.7 | $6.2M |
| Riverine Flooding | Relatively Moderate | 87.3 | $32M |
| Heat Wave | Relatively Moderate | 82.2 | $1.8M |
| Cold Wave | Relatively Moderate | 79.0 | $3.6M |
| Strong Wind | Relatively Moderate | 78.2 | $1.3M |
| Lightning | Relatively Moderate | 75.7 | $658K |
| Winter Weather | Relatively Moderate | 75.2 | $181K |
| Drought | Relatively Low | 43.6 | $99K |
| Hurricane | Very Low | 44.2 | $46K |
| Landslide | Very Low | 36.4 | $542 |
| Wildfire | Very Low | 18.5 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 318 | 0 | $2.2M | 53rd of 118 | 462nd of 3,080 |
| Hail | 131 | 0 | $924M | 30th of 118 | 1060th of 3,080 |
| Floods | 103 | 1 | $6.8M | 64th of 118 | 444th of 3,080 |
| Tornadoes | 33 | 19 | $25M | 23rd of 118 | 497th of 3,080 |
| Winter storms | 25 | 0 | $51K | 117th of 118 | 2302nd of 3,077 |
| High wind and dust storms | 8 | 0 | $27K | 95th of 118 | 2071st of 3,080 |
| Lightning | 4 | 0 | $233K | 30th of 118 | 922nd of 3,080 |
| Extreme cold | 3 | 0 | – | 116th of 118 | 2214th of 3,076 |
| Heat | 1 | 0 | – | 73rd of 118 | 2213th of 3,076 |
| Heavy rain | 1 | 0 | – | 99th of 118 | 1962nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Warren County record: every hazard by year and month, the deadliest events and FEMA's declarations.