Washington County, Colorado: hazard risk

FEMA rates Washington County's overall risk Very Low (score 12.0 of 100, higher than 11% of rated U.S. counties). Its storm record holds 1,319 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Washington County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
HailRelatively Moderate76.5$604K
Strong WindRelatively Moderate60.6$611K
Cold WaveRelatively Low50.3$797K
DroughtRelatively Low46.6$95K
Winter WeatherRelatively Low38.4$35K
Ice StormRelatively Low32.8$31K
TornadoRelatively Low32.2$481K
WildfireVery Low60.5$71K
EarthquakeVery Low22.9$30K
Riverine FloodingVery Low15.6$1.6M
Heat WaveVery Low9.3$13K
LightningVery Low8.7$23K
LandslideVery Low3.4$3

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Hail6780$2.3M19th of 631458th of 3,080
Severe thunderstorm wind2280$457K14th of 632524th of 3,080
Tornadoes2130$4.0M11th of 63987th of 3,080
High wind and dust storms790–45th of 631356th of 3,080
Winter storms690–57th of 632580th of 3,077
Floods290$21M38th of 632715th of 3,080
Extreme cold110–42nd of 632359th of 3,076
Drought40–39th of 632418th of 3,063
Heavy rain30–49th of 632291st of 3,080
Lightning30$41K40th of 632165th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Washington County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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