Washington County, Florida: hazard risk
FEMA rates Washington County's overall risk Relatively Low (score 59.4 of 100, higher than 59% of rated U.S. counties). Its storm record holds 433 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 92.5 | $11M |
| Tornado | Relatively Moderate | 68.9 | $2.1M |
| Lightning | Relatively Moderate | 65.6 | $371K |
| Heat Wave | Relatively Low | 49.9 | $325K |
| Cold Wave | Relatively Low | 37.2 | $518K |
| Drought | Relatively Low | 35.9 | $40K |
| Riverine Flooding | Relatively Low | 35.7 | $3.7M |
| Strong Wind | Relatively Low | 19.8 | $155K |
| Wildfire | Very Low | 60.3 | $75K |
| Earthquake | Very Low | 33.5 | $88K |
| Landslide | Very Low | 24.4 | $159 |
| Coastal Flooding | Very Low | 22.4 | $707 |
| Winter Weather | Very Low | 7.8 | $5K |
| Hail | Very Low | 7.0 | $18K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 203 | 0 | $856K | 32nd of 67 | 1328th of 3,080 |
| Floods | 88 | 0 | $89M | 16th of 67 | 1271st of 3,080 |
| Drought | 38 | 0 | – | 4th of 67 | 690th of 3,063 |
| Tornadoes | 33 | 3 | $10M | 38th of 67 | 685th of 3,080 |
| Hail | 23 | 0 | – | 56th of 67 | 2626th of 3,080 |
| Hurricanes and tropical storms | 19 | 4 | $475M | 36th of 67 | 206th of 1,849 |
| Heat | 11 | 0 | – | 5th of 67 | 1037th of 3,076 |
| Heavy rain | 5 | 0 | – | 40th of 67 | 972nd of 3,080 |
| Lightning | 5 | 0 | $148K | 42nd of 67 | 828th of 3,080 |
| Extreme cold | 3 | 0 | $50K | 35th of 67 | 2265th of 3,076 |
| Winter storms | 3 | 0 | $749K | 11th of 67 | 2962nd of 3,077 |
| High wind and dust storms | 1 | 0 | $1K | 50th of 67 | 2896th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Washington County record: every hazard by year and month, the deadliest events and FEMA's declarations.