Washington County, Kentucky: hazard risk
FEMA rates Washington County's overall risk Very Low (score 16.7 of 100, higher than 16% of rated U.S. counties). Its storm record holds 202 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Low | 54.8 | $336K |
| Ice Storm | Relatively Low | 54.0 | $106K |
| Tornado | Relatively Low | 53.3 | $1.4M |
| Strong Wind | Relatively Low | 50.7 | $589K |
| Winter Weather | Relatively Low | 28.3 | $29K |
| Lightning | Relatively Low | 27.9 | $106K |
| Cold Wave | Relatively Low | 27.8 | $389K |
| Earthquake | Very Low | 48.8 | $270K |
| Landslide | Very Low | 48.7 | $1K |
| Riverine Flooding | Very Low | 27.8 | $3.4M |
| Hurricane | Very Low | 25.8 | $10K |
| Drought | Very Low | 23.2 | $9K |
| Heat Wave | Very Low | 20.1 | $65K |
| Wildfire | Very Low | 11.5 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 100 | 0 | $981K | 97th of 118 | 1049th of 3,080 |
| Floods | 29 | 2 | $1.4M | 113th of 118 | 1300th of 3,080 |
| Winter storms | 28 | 0 | $128K | 91st of 118 | 1577th of 3,077 |
| Hail | 27 | 0 | $465K | 104th of 118 | 2072nd of 3,080 |
| Tornadoes | 9 | 1 | $302K | 79th of 118 | 1862nd of 3,080 |
| Extreme cold | 5 | 0 | – | 84th of 118 | 1283rd of 3,076 |
| High wind and dust storms | 4 | 0 | $6K | 98th of 118 | 2146th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Washington County record: every hazard by year and month, the deadliest events and FEMA's declarations.