Wayne County, Iowa: hazard risk

FEMA rates Wayne County's overall risk Very Low (score 22.0 of 100, higher than 21% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 493 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Wayne County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively High94.8$1.9M
TornadoRelatively Low55.2$1.1M
Heat WaveRelatively Low52.7$326K
HailRelatively Low51.5$213K
Cold WaveRelatively Low44.5$594K
Strong WindRelatively Low40.1$318K
Ice StormRelatively Low37.9$37K
LandslideVery Low55.6$2K
WildfireVery Low43.2$24K
EarthquakeVery Low20.3$22K
Riverine FloodingVery Low14.0$1.3M
Winter WeatherVery Low12.1$7K
LightningVery Low11.2$29K
HurricaneVery Low8.9$1K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind930$1.7M95th of 992089th of 3,080
Floods880$39M19th of 99398th of 3,080
Hail820$1.5M87th of 991604th of 3,080
Winter storms660$1.6M86th of 991231st of 3,077
Heavy rain610$285K16th of 99126th of 3,080
Tornadoes330$145M45th of 99623rd of 3,080
Drought260$156M46th of 99951st of 3,063
Extreme cold200$5.9M80th of 99686th of 3,076
High wind and dust storms180$1.1M72nd of 991258th of 3,080
Heat40$177K54th of 991653rd of 3,076
Lightning10$78K77th of 991936th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Wayne County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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